When to hire a consultant

    Many families wonder if it is really necessary to hire a someone to assist managing your Medicaid application.  In many situations it is prudent, cost-effective, and strongly advised. The decision should be based on each family’s specific situation.  The sheer cost of long-term care bears thought and proactive planning.  Hiring a Medicaid consultant like Graceful Medicaid Solutions is advisable when facing the complexities of long-term care Medicaid application. Transparency is key. 

        It’s likely you’ve heard stories about the headaches of applying for nursing home Medicaid, let alone the time spent on dealing with Texas Health and Human Services.  

      Eligibility requirements for long-term care Medicaid are anything but basic and simple.  Fortunately, Medicaid laws and guidelines allow for exceptions and methods for becoming eligible to receive benefits for anyone. We will shed a light on Medicaid’s policies and how we may assist you during our consultation.  

    The most common question you’ll hear in becoming eligible for Medicaid is “ Don't we have to spend down all of our money before we apply?”  The simple answer is "No", you do not need to spend all your hard-earned assets to zero and then apply for Medicaid.

    But how do you spend down?  Give the money away?  Nope…. Transfer property/personal item? Nope… Any number of mistakes in an uncontrolled spend down will cause Medicaid to rule a denial of benefits.   

"We make more than the income limit, so we can't get Medicaid, right?"  No, there are ways with a qualified income trust, to qualify for Medicaid.  

If you have these type questions, then it will be in your family’s best interest to hire a Medicaid Planner with experience.

 Hire us!!

 A Graceful Medicaid Solutions expert.